So you’ve saved up for that once in a lifetime holiday and headed off to your dream destination. You’ve budgeted for visas, internal transfers, meals, accommodation and tours, but what about shopping for gifts and souvenirs? Most travellers like nothing more than purchasing a memento of their travels and bringing gifts back home to their…
A few years back, when we were both still in our mid-fifties we started to think about life in retirement and commenced planning for the eventuality. Like many people approaching retirement age we were concerned whether we had enough super and enough funds to live comfortably for the rest of our lives. We trotted along…