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The Grey Army are Doing it for Themselves!

  • August 10, 2017
  • By 50 Shades
  • 34 Comments
The Grey Army are Doing it for Themselves!

During one of my weekly visits to my octogenarian mum’s unit, my mum was telling me about the group of people she employs to help with chores around her place. She has a 70+ year old female gardener called Lou, an 80+ year old handyman that recently water-pressure cleaned her driveway, a 60+ year old computer technician that sorts out her computer problems and a 60+ year old mobile hairdresser that comes to her place to cut her hair. It got me thinking that the older generation, or should I say the grey army are doing it for themselves!

Retirement and old age is no longer an excuse to sit around in your armchair and watch daytime TV. The elderly are either staying at work longer or retiring and then finding a part-time job or small enterprise to keep themselves both busy and financial. As the government are upping the retirement age and the age to access the old age pension, more and more of us will be working longer and looking for ways to make retirement financially comfortable.

The Grey Army Are Doing it Themselves

Retirement and Superannuation

Unfortunately, not all retirees have a nice big fat superannuation fund to live off for the rest of their days. Recent claims that you need $1 million or more in super for a comfortable retirement are causing unnecessary worries for older Australians. As is the worry of living off the old age pension, particularly if you’re a homeowner that has to pay for the high cost of living with food, rates, water, utilities and insurance all increasing annually. No wonder the old age pension recipients are doing it tough.

According to the Association of Superannuation Funds of Australia (ASFA) if you have an average life expectancy, you can expect to need $640,000 in super to maintain a couple in a comfortable standard or only $350,000 for a modest lifestyle, supplemented by the age pension. However if retirees don’t have enough in their super a lot of them have to resort to supplementing their income by engaging in part-time work.The Grey Army are doing it for themselves

Supplementing Your Income After Retirement

It appears, from my what I have learnt from my mum, that there are plenty of ways to earn a small income once you have retired. In my own instance, although I’m not strictly retired, I make a small income from my website and freelance writing assignments.

There has been recent publicity for an App called Airtasker. This great new innovation connects consumers and businesses to skilled workers who offer a myriad services, from lining up in a queue and moving furniture, to programming a new TV. The website is good for people looking for supplementary income, especially those who have retired and have time on their hands.

The Grey Army are doing it themselves

Or maybe you could register as an employee with the Grey Army. They offer jobs for most tradespeople, including Carpenters, Bricklayers, Builders, Tilers, Plumbers and Painters. Other jobs offered are for Cleaners, Pest Control, Lawn Mowing and Rubbish Removal.

Ideas for Earning an Income After Retirement

Other ideas for earning an income once retired are:

  • Rent out your Space – Including renting out rooms to students, hosting with Airbnb, renting out your entire home or unit or renting out a garage for storage or parking.
  • Rent a Grandma – register on this website and start accepting jobs from families for childcare, eldercare, tutoring, being a personal assistant, and more.
  • Sell homemade products online – Open a store, upload images, art, graphics, or text, choose which products to feature, and get paid.

The Grey Army are doing it themselves

  • Freelance Tutoring – Especially good for retired teachers.
  • Become a local Tour Guide – Offer your services as a tour guide of your town/city.
  • Do Doggy Daycare, Dog Sitting or Dog Walking.
  • Gardening or Home Maintenance Services

The Grey Army are doing it themselves

  • Sell homemade products at the Local Markets
  • Cook homemade meals or bake cakes for special occasions
  • Personal Assistant to carry out tasks such as typing documents, answering emails, etc.
  • Computer Technician

These are just a small sample of what’s available. For more ideas visit SixtyandMe article titled “60 Creative Ways to Make Money in Retirement”.

I don’t know about you, but I’m incredibly inspired by elderly people who keep themselves active and independent into their senior years. If you have an elderly parent who is healthy and able why not suggest that they check out some of these ideas for making a small income? I know that I for one will be continue to work part-time into my 70s and 80s, if able.

What are your thoughts on the elderly continuing to work into their old age? Do you hope to keep working?

This post is part of the Lovin’ Life Linky with a Lovin’ Life Team of the “ageing positively” kind who are as keen as I am to promote the Lovin’ Life mindset. The Lovin’ Life Team includes:

Lyndall from Seize the Day Projectlovin-life-linky
Deb from DebbishDotCom
Min from Write of the Middle.
Leanne from Deep Fried Fruit
Jo from And Anyways
and of course me, Kathy from 50 Shades of Age

 

 

 

 

By 50 Shades, August 10, 2017 Kathy was a 50 something year old when she started up this blog 4 years ago, but has since turned over another decade and is now 60. She is married with two adult children and lives on the Gold Coast in Queensland. She enjoys living life to the fullest and loves to keep fit and active by maintaining a healthy diet and exercising regularly. Some of her interests include reading, movies, travelling, cooking and blogging! Kathy works part-time as a freelance writer but her real passion is travelling and photographing brilliant destinations both within Australia and overseas and writing about it.
  • 34

50 Shades

Kathy was a 50 something year old when she started up this blog 4 years ago, but has since turned over another decade and is now 60. She is married with two adult children and lives on the Gold Coast in Queensland. She enjoys living life to the fullest and loves to keep fit and active by maintaining a healthy diet and exercising regularly. Some of her interests include reading, movies, travelling, cooking and blogging! Kathy works part-time as a freelance writer but her real passion is travelling and photographing brilliant destinations both within Australia and overseas and writing about it.

34 Comments
  • Lydia C. Lee
    August 10, 2017

    This is great – and no doubt something we’ll need to do! Yikes!

  • Ingrid @ Fabulous and Fun Life
    August 10, 2017

    This does sound inspirational! I hope to continue earning a small income when I retire. I’d love to be a hire a grandma!

    • Kathy
      August 10, 2017

      There are heaps of things you can to do to earn a small income once you retire. I think the trick is to keep active in mind and body. Very important to keep old age at bay. #TeamLovinLife

  • Jo Tracey
    August 10, 2017

    I saw a truck parked at the shops the other day with “silver knights” painted on the side. I’m guess it’s a handyman service staffed & run by over 50s. I’ve just turned 50, & hope to be writing for ever. Hubby is almost 56 & semi-retirement is something he’ll be looking at in the next few years – but he’s still way too young & his mind is way to active to stop “working” in some way, shape or form.

    • Kathy
      August 10, 2017

      I guess “silver knights” is another name for the “grey army”. It’s great that the retirees are getting out there and trying different ways to earn an income to supplement their pensions. I’m all for it. I hope to keep working part-time at least into my 70s. #TeamLovinLife

  • Deborah
    August 10, 2017

    My uncle is in his mid 70s and is the sort of person who cannot sit still. He’s always pottering around the yard and house doing stuff. He puts in sprinkler systems, paints, mows, gardens, washes the house and so forth.

    I hate asking for favours but it occurs to me sometimes that he really likes projects and enjoys feeling useful. I need to look at the railings and a patio at my place – the former are peeling and the patio (timber and in direct rain) is rotting.

    I thought about getting a handyman involved when I could afford it but kinda know my uncle would be happy to help. (So I really should just ask….)

    • Kathy
      August 10, 2017

      Yes you definitely should ask your uncle to help you Deb and offer him a small amount of money for his efforts. I’m sure he would be grateful. I was amazed at my mum’s army of workers. They are are all so fit looking and do a really good job of keeping her place look neat and tidy. #TeamLovinLife

  • Denyse
    August 10, 2017

    I like the idea of there is ‘no date to stop working’ and this applied to me but when I reached 65 we made a huge lifestyle change – sold our house in Sydney, I retired from m Uni tutoring role and we left our family behind (they are all grown up with kids of their own!). I kept two of my consultancy roles going but over time found the travel related to them was too much. So, slowly, I retired from all the paid work. I have tried some volunteer roles but found the organisations did not appeal to me. So, I am actually ‘doing nothing for anyone but me’ and it really is MOST agreeable from my perspective. I blog at least twice a week, engage in many social networks on line, do some art and enjoy nature. For the first time in over 45 years I answer to no-one but myself ..and of course my husband and I enjoy each other’s company. He does a voluntary role once a week. I think it is always good to keep both body and mind active. Great post! Denyse

    • Kathy
      August 10, 2017

      You sound like you have the perfect balance of life in retirement Denyse. I think it’s very important to have something to do that stimulates our minds and blogging is perfect for that. For others they enjoy being useful and working with their hands. My dad was a bricklayer and her was still working when he was 70. I love seeing elderly people doing something with their lives instead of stagnating. #TeamLovinLife

  • Vanessa
    August 10, 2017

    Even though retirement is something like 36 years away for me I hope to always work. Not in the way I do now (long commute, full time – ugh I hate it now haha) but in some way.
    I think my ideal would be part time work, part time freelance. That’s actually what I’d love to do sooner rather than later :)
    I have been talking to my super fund recently in an attempt to learn …well, basically what on earth most of it means!. The woman I met with was impressed I was looking at things at my age. At the moment I really just want to take advantage of the fact I’m lucky enough to have an employer with a very high contribution rate. I figure anything I can easily maximise now will have a compounding benefit going forwards.

    • Kathy
      August 10, 2017

      I think a lot of younger people don’t think too much about their financial futures, so it is heartening to hear that you’re taking it seriously. I worked in the public service for many years and accumulated a nice little nest egg and fortunately my husband put a lot into his super when he was self-employed. I think we would all prefer to live comfortably in our retirement and not have to struggle to pay for the cost of living. #TeamLovinLife

  • Life Images by Jill
    August 10, 2017

    Thank you for this post Kathy. There are so many ways we “greys” can been actively involved in our communities. By keeping involved, active, interested, and getting out and about keeps both our minds and bodyies active. This can only be a win win for everyone.

    • Kathy
      August 10, 2017

      Yes I think it’s very important to keep active both physically and mentally. If you don’t use it you lose it! So the saying goes! There are plenty of ways of keeping busy and in some instances making a little money on the side. #TeamLovinLife

  • Sue from Sizzling Towards 60 & Beyond
    August 10, 2017

    I’m all for working until you drop Kathy if that is what you want to do. Being active in some form which makes you move and also uses your brain is so important to positive aging. My MIL has proven that if you are being involved and active life can certainly be full and enjoyable. #TeamLovinLife. Have a great day, Kathy. I’m actually in bed this week with a touch of a lung infection so spending my time reading my favourite blogs.

    • Kathy
      August 10, 2017

      Sorry to hear that Sue. I wish you a speedy recovery and hope you are running again soon. You are so right about keeping your body moving and not thinking old. I like to think that I will be able to do some form of paid work and also keep fit and active into my old age. #TeamLovinLife

  • Min@WriteoftheMiddle
    August 10, 2017

    I know heaps of people who have retired and have taken up part time jobs in order to have an income coming in and to keep busy and active. Some great ideas here too!! I think no matter what your age, you need to have goals and tasks and a reason to get up each morning. :-) #TeamLovinLife

    • Kathy
      August 10, 2017

      Maintaining a positive outlook to life and having a purpose to each and every day is integral to having a young mindset. When I visit my 85 year old mum I’m often staggered by her positive outlook to life and she loves to tell me all about her latest outing. She never complains even though she’s not as mobile as she used to be. I hope I’m that positive at her age! #TeamLovinLife

  • Melissa @ All Around Oz
    August 10, 2017

    These are all fantastic ideas and could easily be adapted to suit someone who wants to generate some extra income like a stay at home Mum or someone who has a few hours to spare each week.

    • Kathy
      August 10, 2017

      It only takes a little imagination to come up with ideas on how to make a little spare cash. I think my mum’s “grey army” have got the right idea. They are very inspirational. #TeamLovinLife

  • Janet Camilleri aka Middle Aged Mama
    August 10, 2017

    Personally? I’m in no rush to retire as I love what I do! Just as well as I’m only 50. Hubster on the other hand is longing for the day … I do worry about my super, like many women mine is not great so we will be relying on the hubster’s. I do think about doing something about it but feel like it’s a bit late now …. once Mr 23 has qualified as a Financial Planner I will definitely have to seek his advice!

    • Kathy
      August 10, 2017

      No I’m not exactly in a big rush to retire either Janet. I tried it for a couple of months earlier this year and I was totally bored. I think I’m one person that will need to be kept busy right into my 80s and beyond (fingers crossed!) Super seems to be on everyone’s agenda at present, since the age of retirement will be pushed up over the next few years. I think it’s very important to ensure that you will be able to live comfortably following retirement. #TeamLovinLife

  • Jo
    August 10, 2017

    Inspirational! But I feel like I need to take a little nap after reading it – there are so many things we could be doing to make a little extra money. I hope though that I’ll continue to love blogging and never have to retire exactly.

    • Kathy
      August 10, 2017

      Me too Jo. I’m hoping to keep blogging and doing my freelance writing for some years yet. I’m trying to get my hubby motivated to do something a little different. He seems to be stagnating in his part-time job that he has at present. Hopefully he will find inspiration from this post! #TeamLovinLife

  • Leanne | www.crestingthehill.com.au
    August 10, 2017

    I love the idea of staying active and useful right through our older years. I know my in-laws stopped doing things and it sped up their ageing process tremendously. Keeping your mind and body active is so important – nobody wants to get old before their time.

    • Kathy
      August 10, 2017

      No we don’t Leanne! Keeping the old mind and body active is integral to having a good quality of life into our golden years. Hopefully we will all maintain good health and our faculties to enable us to do so. #TeamLovinLife

  • Lyndall @ SeizeThe Day Project
    August 10, 2017

    There’s such a wealth of knowledge and experience in the more mature age group – why not tap into it instead of letting it go to waste? I hope I can remain productive well into my golden years :) #TeamLovinLife

    • Kathy
      August 11, 2017

      There is indeed. The exteriors may look weathered and battered but on the inside there is still a lot of potential. I think we all want to remain productive and active. It’s good to hear we’re all on the same page. #TeamLovinLife

  • jodie filogomo
    August 10, 2017

    I loved reading this Kathy!! And the term retirement has really taken on a whole new meaning, don’t you think??
    It feels so much better to be able to help out and still be part of society!!
    XOXO
    Jodie
    http://www.jtouchofstyle.com

    • Kathy
      August 11, 2017

      Thanks Jodie. I believe retirement is viewed differently these days. No longer is it a time to sit around doing nothing. It is the time to do all the things we never had a chance to do when we worked full-time! #TeamLovinLife

  • Natalie
    August 11, 2017

    I enjoyed your post, Kathy. Staying active, engaged, and having a purpose are all important for living well.

    • Kathy
      August 11, 2017

      Thanks Natalie. Retirement is a great time to rediscover and reacquaint ourselves with things we never got an opportunity to do. Having a purpose in life is certainly the key. #TeamLovinLife

  • Jan Wild
    August 12, 2017

    Great post Kathy with lots of ideas and inspiration. As you say there are many ways to continue to earn an income in our ‘later’ years (whatever later means). I must say I am impressed by your Mum’s support team – great to see. Having work can also help minimise social isolation which is so important.
    Sharing on Facebook and Pinterest

    • Kathy
      August 12, 2017

      Thanks Jan. I think it’s a shame that pensioners have to continue to work to supplement their income, but on the other hand it keeps them fit and active, so that is a good thing. I wish that mum would have continued to work part-time. She retired far too young (in her 50s). I think both my husband and I will continue to work part-time for many more years. #TeamLovinLife

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